Lima, Ohio — Direct Business Lender

Capital That
Moves With You

Metzger Financial Services provides flexible business funding solutions tailored to Ohio entrepreneurs. Access the working capital you need — on your timeline, at your terms.

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$5M+
Funding Available
24hr
Decision Turnaround
Ohio
Locally Owned & Operated
Our Core Solutions

Business Funding Built for Growth

We offer a range of financing solutions designed for businesses at every stage — from working capital to equipment and beyond.

Working Capital Loans

Access immediate operating funds to manage payroll, inventory, and day-to-day expenses without disrupting your cash flow or long-term plans.

Revenue-Based Financing

Flexible repayment tied to your business revenue. Grow at your own pace with funding that scales alongside your success — not against it.

Equipment Financing

Acquire the machinery, technology, or vehicles your business needs with structured financing terms and fast approval timelines.

Business Expansion Loans

Ready to scale? Our business expansion loans provide the capital runway to open new locations, hire staff, and capture market opportunities.

Business Lines of Credit

Draw funds as needed from a pre-approved credit line. Pay only for what you use and replenish as you repay — flexible capital on demand.

SBA Loan Assistance

Navigate the SBA loan process with expert guidance. We help Ohio businesses secure government-backed funding with competitive rates and longer terms.

Business professionals in Lima, Ohio
10+
Years Serving Ohio
Why Metzger Financial

Your Partner in
Business Success

We're not a faceless institution. We're a Lima, Ohio business that understands the needs of local and regional entrepreneurs because we are one.

  • Direct Lender — No Middlemen
    We underwrite and fund in-house, meaning faster decisions and no broker fees eating into your capital.
  • Same-Day Pre-Qualification
    Submit your information and receive a pre-qualification decision within hours, not weeks.
  • Flexible Qualification Criteria
    We look at the full picture of your business health, not just a credit score, to find the right funding solution.
  • Ohio-Rooted, Nationally Capable
    Based in Lima with deep community roots, we serve businesses across Ohio and throughout the Midwest.

Ready to Fund Your Next Move?

Take the first step toward securing the business capital you need. Our team is ready to help you find the right solution.

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