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Rooted in Ohio.
Built for Business.

Metzger Financial Services is a direct business lender serving Lima, Ohio and the surrounding region with honest, personalized funding solutions.

Metzger Financial Services team
Lima, Ohio 1337 N Cable Rd
Our Story

A Lima Institution
Since Day One

Metzger Financial Services was founded with a single purpose: to give Ohio business owners access to the capital they deserve without the red tape, delays, and impersonal treatment of traditional financial institutions.

Matthew Metzger and our team understand what it takes to build and sustain a business in the Midwest. We've worked with manufacturers, retailers, contractors, healthcare providers, and service businesses across Allen County and beyond — each with unique needs, each deserving a tailored solution.

We operate as a direct lender, which means we make our own underwriting decisions in-house. No brokers, no third-party delays, no unnecessary fees. Just straightforward business funding from people who live and work in the same communities you do.

What We Stand For

Our Core Values

These principles guide every interaction, every decision, and every funding solution we create.

Integrity First

We tell you the truth — about your options, your rates, and your qualifications — even when the truth is difficult. Honest relationships build lasting businesses.

Speed with Purpose

Business opportunities don't wait. We move quickly to get you answers and funding so you can act with confidence when timing matters most.

Personal Service

You work with a real person, not a portal. Every client has a dedicated point of contact who understands your business and your goals.

Community Commitment

We invest in the same communities where our clients operate. The success of Ohio businesses is our success — we take that seriously.

Transparent Terms

No hidden fees, no confusing fine print. We walk you through every detail of your funding agreement so you can make informed decisions.

Growth Mindset

We look at where your business is going, not just where it's been. Our funding solutions are designed to propel growth, not just solve today's problem.

Leadership

The People Behind Your Funding

M
Matthew Metzger
Founder & Managing Director

Matthew Metzger brings deep expertise in business lending, financial analysis, and Midwest economic development to every client engagement. A Lima, Ohio native, Matthew founded Metzger Financial Services to bridge the gap between traditional bank lending and the real capital needs of local business owners. His hands-on, relationship-first approach has helped dozens of Ohio businesses secure the funding they needed to hire, grow, and thrive.

Work With a Team That Knows Your Market

Ready to explore your funding options? Connect with the Metzger Financial Services team today.

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